Fintech for Impact: 5 Philippine Fintech Start-ups Selected

Philippine Fintech Start-ups Qualify for Investment in ING-UNICEF ‘Fintech for Impact’ Initiative in the Philippines 

5 Philippine fintech start-ups building solutions have been chosen to receive equity-free investments, including business and technical mentorship, for 1 year under the Fintech for Impact initiative of ING Bank & UNICEF.

The 5 fin-tech start-ups are:

1 – Agrabah

Agrabah is a digital platform that connects farmers and fisherfolk directly to partners, consumers, and loans, providing them greater autonomy, and their families improved financial resiliency.


2 – Educ4All: InvestEd

Educ4All: InvestEd connects students to educational loans. They aim to produce a set of financial education and transition-to-adulthood courses that will guide graduates into meaningful employment and financial stability.


3 – Reach52

Reach52 provides accessible and affordable healthcare services and health products to rural communities where healthcare access is limited. It is also expanding to provide affordable microinsurance and livelihood opportunities.


4 – Saphron

Saphron empowers grassroots microinsurance to be radically available throughout Southeast Asia, via a powerful AI-enabled platform. All investments are in open-source technology and content, to allow the tools to be adapted and re-used in other contexts.


5 – BeamAndGo

BeamandGo is a remittance-based platform to help OFWs and their families better manage their finances and responsible household spending.


The global initiative by ING-UNICEF selects start-ups developing digital solutions that seek to Empower Families with Greater Opportunity.

In the Philippines more than 52 million adults or 77.4% of the total adult population remain unbanked. Over 9M children live below the poverty line. These children suffer from poor health and nutrition, as well as missing out on opportunities such as education, work, training, and entrepreneurship.

The COVID19 pandemic crisis further exacerbates the challenges of inequality. The investment supports open source solutions that contribute to a growing body of digital public goods that can advance society and grow opportunities.

As the world starts thinking about how to build back post-pandemic, new digital financial tools aid in addressing specific needs of young people, children, and families, to help build economic security, encourage more equitable access to services and lift the financial barriers to opportunities for improving their lives. 

“Financial services have been expanding quickly. Governments are also pushing for greater inclusivity in financial services including families and young people. Digital financial platforms allow for wider financial services while providing social protection,” says Hans B. Sicat, ING PH country manager. “This is why we have partnered with UNICEF to develop fintech solutions by providing an equity-free investment, mentoring early-stage open-source start-ups in the Philippines.”

To know more about the start-ups and updates, go to

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